Home Improvement Loan Program
The Home Improvement Loan Program assists low- and moderate-income homeowners with making repairs and improvements to their homes.
Home Improvement Loans are commonly used for:
- Roof replacement
- Furnace replacement
- Electrical and plumbing repairs
- Insulation
- Improvements for special needs, such as ramps, bathroom or kitchen modifications
Home Improvement Loans feature:
- Zero percent interest
- No monthly payments
- Repayable when ownership changes or you move from the property. You may be required to repay the loan if you refinance your home or take out a home equity loan.
- $15,000 loan minimum; $35,000 loan limit
Income Limits
Do I qualify?
How do I apply?
If you have questions about Home Improvement Loans call 651-675-4462.